Banking App Development Services
- Enhanced customer engagement & retentionMobile banking apps provide customers with quick access to your services. Notifications, dashboards, financial advice, and other features encourage regular use, which strengthens loyalty and creates more opportunities for long-term relationships.
- Reduced operational costsApps allow users to handle many financial tasks on their own, enabling banks to cut down on call-centre and in-branch operations. Automation reduces manual workloads and helps teams focus on higher-value activities, leading to more efficient use of resources.
- Competitive advantage in UK fintech marketCustomers expect smooth digital experiences, and DeepInspire delivers exactly that. We help you build a secure and compliant banking app that allows your organisation to stand out in a crowded market.
- 24/7 banking accessibilityWith a mobile banking app, customers can manage their finances round-the-clock. They can check balances, send payments, change card settings, or update personal details at any moment, which translates to tangible business benefits.
- Scalable & future-proof solutionsGiven the pace of modern technology and market changes, we build mobile banking apps with scalability in mind. Our architectures adapt to a growing user base and easily absorb new features and integrations as your product evolves.
- Faster time-to-marketModern development practices allow our software team to launch new features and updates quickly. This helps you respond to customer needs and regulatory changes without long delays, keeping your banking app ahead of competitors.
- With years of experience creating advanced banking products, we design and build custom mobile banking applications that meet your unique business needs and reflect your brand. Our business analysts work closely with your team to make sure every feature is tailored to your business goals.
Let’s chat through your needs.
The mobile banking apps we build include all the features customers expect from a modern banking experience. Users can view account balances, check transaction history, manage deposits, and schedule payments without visiting a branch.
Our finance apps enable users to move money safely and instantly, whether it's through domestic or international transfers, bill payments, standing orders, or contact-based transactions. Integrations with payment gateways ensure quick processing and transparent confirmation of every transaction.
We take the protection of sensitive financial data seriously, using multi-factor authentication, secure login options, and end-to-end encryption to secure sessions and prevent unauthorised access. Regular security audits and penetration testing help keep banking systems resilient against evolving threats.
Card management features give users control over their cards without turning to call centres or branches. Customers can activate, freeze, or unblock their cards, adjust spending limits, set travel preferences, and track card activity directly in the app in real time.
We integrate tools that let users make real sense of their money. Spending categorisation, budgeting dashboards, financial education, and personalised financial insights support better decisions and strengthen customer loyalty.
Our company helps financial services providers stay ahead with mobile banking features that enhance engagement and operations. We implement AI-powered chatbots, voice banking, predictive analytics, and in-app product recommendations, bringing customer experience to a new level.
We create user-friendly retail banking applications to let your customers check balances, set card limits, transfer funds, pay bills, manage savings accounts, and more directly from their mobile devices. Our goal is to make everyday banking quick and reliable.
DeepInspire delivers business and corporate banking applications that support multi-user access, approval workflows, account monitoring, and integration with ERP or accounting systems. These apps simplify financial management for businesses and give decision-makers full visibility over operations.
Digital-first banks and fintech startups rely on us to build full-featured neobank applications from the ground up. These apps include customer onboarding, identity verification, card management, and instant transfers, all backed by a secure, scalable infrastructure that is ready for rapid product rollouts as your user base expands.
Our team designs peer-to-peer <a href="/digital-wallet-software-development">payment and digital wallet applications</a> that facilitate instant transfers and everyday payments. We integrate reliable payment gateways and advanced authentication to create secure ecosystems for personal use.
We have spent years building solutions for the banking industry, applying security best practices and drawing on our in-depth expertise in UK financial standards.
- 1FCA regulatory complianceOur mobile banking apps follow the rules set by the Financial Conduct Authority. We align product features with operational guidelines and consumer protection standards so that your digital services remain fully compliant.
- 2PSD2 & Open Banking implementationWe integrate PSD2 and Open Banking from the ground up. Our team connects bank apps to authorised third-party providers, enabling secure account access and data sharing while maintaining full control over the authorisation process.
- 3GDPR data protection standardsMobile banking apps store and handle personal data, so we implement GDPR principles across every application to protect user privacy. This includes data minimisation, secure storage, clear consent mechanisms, role-based access control, and strict data retention policies.
- 4APP fraud detection & prevention systemsAuthorised push payment (APP) fraud is one of the biggest threats in the banking services sector. We integrate behavioural analytics, transaction monitoring, and risk-scoring tools to detect unusual patterns early and stop fraudulent transfers before they reach their destination.
- 5Biometric authentication & encryptionWe enable biometric identification, such as fingerprint or facial recognition, to strengthen access control. Combined with strong encryption protocols, this approach protects data and prevents attackers from intercepting sensitive information.
- 6Multi-layer security architectureOur security architecture combines multiple protective layers, each guarding a different point in the system. We separate responsibilities and isolate sensitive components to limit exposure and mitigate risks before they affect users.
Years of experience in mobile banking software development have helped us establish a clear, practical process that results in digital banking solutions that meet and often exceed our clients' expectations.
We believe that successful mobile banking app development comes from careful planning. We start each mobile app development project with a discovery session to understand your goals, define project scope, map out user journeys, and identify integration requirements.
Financial apps must meet strict regulatory standards, so we address compliance early. Our team analyses the requirements of FCA, PSD2, and GDPR and maps them to technical solutions to align the app with current industry rules.
At this stage, we create wireframes and prototypes that show how users will move through your bank app. Our experienced UX/UI designers focus on accessibility and intuitive navigation, refining screens until they feel natural.
The team at DeepInspire follows agile development principles. We work in short iterations to act on feedback early, which allows us to achieve faster time to market and create innovative solutions that align with your vision from the start.
Robust security is non-negotiable in banking application development. We perform vulnerability checks, penetration tests, and functional QA to confirm that every feature works as intended and that data remains protected.
When the mobile app is ready, we handle the submission process for the App Store and Google Play. This includes preparing metadata, screenshots, and build configurations, as well as resolving any store feedback to speed up approval.
Our mobile application development services include post-launch support to keep your app up to date long after the initial release. Once the product is live, we stay with you to monitor performance, fix bugs, and optimise the application based on real user behaviour.
- DeepInspire is home to banking app developers and business analysts with decades of experience building bank apps that deliver real results.
United KingdomDeepInspire is the best development team I’ve ever worked with and I’ve been in development for 30 years now.
I was struck by their immediate understanding of our challenges and issues before they even dived into the code. They made a huge effort to understand exactly how the code worked and what our customers were looking for.
Because of this, I’ve engaged with DeepInspire on different projects at a different company since then. They continue to impress me even more.
United KingdomI have had the good fortune to work with the leadership team of DeepInspire for several years.
I trust them absolutely. They care deeply about their clients, their people and their company. They hire the most talented individuals and deliver great ideas together with exceptional service.
United KingdomEveryone from our team has been highly impressed by what DeepInspire has brought to the table.
Everyone from our team has been highly impressed by what DeepInspire has brought to the table regarding their work focus, their attention to detail, and the way that they address problems and solutions.
They constantly do small things that we don’t necessarily ask for and without needing to be asked.
United KingdomThe prototype has generated over 10 business client opportunities that we are pursuing.
DeepInspire team managed to deliver a high-fidelity prototype in less than 4 weeks, on time to present in front of our 350 strategic clients, at our annual flagship customer conference. The feedback that we have received has been phenomenal and we were able to validate product/market fit instantly using design thinking methodology.
The prototype has generated over 10 business client opportunities that we are pursuing. We are already working with the team to flash out several other innovative concepts that will help us drive business revenue from brand-new product ideas.
United KingdomOur level of trust in them allows us to step back and let them run the project and even deal with our clients.
DeepInspire is a well-managed team with a vested interest in the client's success. They are far more interested in making my business a success than billing hours and winning more work.
The team members were highly intelligent and provided valuable advice and suggestions rather than just blindly following instructions. When a service provider genuinely has your company's best interest at heart, then anything is possible. DeepInspire lives that.
United StatesWe are very grateful to Deepinspire for their professionalism, creativity, and commitment to our cause.
The Justice Beyond Borders project simply would not have been possible without this talented team.
They managed, on a very tight schedule, to find a beautiful, logical, and functional solution to a complex task we put in front on them. The result speaks for itself, and we are being repeatedly complemented by users not only for the substance, but equally for the simplicity of the user experience and beautiful design.
United KingdomThe most impressive thing is that they listen to the client and adapt their abilities with a passion and a desire to over-deliver.
Pavlo and the entire team at Deepinspire provide an environment that promotes an agile approach to development. An open forum where creative solutions are formed and quickly made real.
From my experience, perhaps the most impressive thing is that they listen to the client and adapt their abilities with a passion and a desire to over-deliver.
United KingdomIt is like being part of a team rather than a client-agency relationship.
There is no doubt in my mind that without DeepInspire, my idea would still be little more than a PowerPoint presentation. I approached them with the bare bones of the life story app with no real expertise in technology or, in fact, running a startup tech business. They have been there every step of the way.
Never feeling out of my depth and being fully involved with every part of the development has given me the confidence I need as a CEO of LifeLibrary to deliver a best-in-sector care home platform.
- There's no one-size-fits-all answer to this question as every banking mobile app has its own set of features and integrations, which affect the costs. Feel free to book a consultation with DeepInspire, where we'll discuss your expectations and provide an estimate.