Digital Banking Software Development
We build digital banking products customers love
Years of experience in banking software development services help us deliver digital banking solutions that make a difference - fast, secure, and with ultimately intuitive design.
We'll help you make the best of advanced technologies to achieve your most ambitious business goals.
Unlocking your success. Ambitiously.
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Intuitive and seamless UI/UX
Build customer-centred product and increase customer engagement with intuitive and seamless UI/UX
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Continuous innovation
Stand out from the competition with extensive technical expertise and continuous innovation
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Business-tailored architecture
Expand your business and create new revenue streams with business-tailored architecture
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Robust security
Ensure robust security for your users' personal data and assets
Banking solutions we can build for you:
Custom online banking platforms
Unlock the impressive potential of an online platform to boost customer satisfaction and grow revenue. Let your customers carry out their financial operations anytime and anywhere with internet access.
Mobile banking applications
Start offering mobile banking services to make banking accessible and convenient for your customers. Just share your business goals and tell us who your target users are - and we'll help you build a beautiful and high-performing mobile banking solution.
Open banking solutions
Deliver cutting-edge experiences to your customers through a single open banking API, providing them access to an exciting range of services, from rapid payments and investments to credit status verification.
Payment gateways
Whether you're a startup planning to launch a payment gateway or a business looking to develop a custom payment gateway to integrate into your website or app, we'll help you build a robust solution to ensure fast and secure transactions.
Digital wallets
Make users' financial experiences more seamless than ever by launching a digital wallet. Provide a secure digital environment for storing credit, debit, and loyalty cards and paying for goods and services in a matter of a few taps.
Personal finance management tools
Provide users with an innovative digital solution to help them effectively track their spending and achieve their financial goals. We'll help you create a high-performing digital product with an engaging user interface and seamless user experience to make your users come back for more.
Check out what we have done for our clients.
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- Fintech
- Trading
Digital Banking Solution
For a UK-based digital asset execution company, DeepInspire built a digital banking solution that enables other services to manage crypto & fiat wallets and trade within them. The product balances complex functionality and clean, easy-to-understand API protocol with the supporting documentation to be easily integrated by other businesses.- Allows API consumers to open and manage ledger accounts in both crypto and fiat;
- Manages its own domain transactions;
- Fulfils the treasury function under the hood.
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- Fintech
- Personal Finance
Full-cycle Development for a Fintech Startup
DeepInspire has built a Salary Advance Service from scratch and transformed it into a full-scale Financial Wellbeing Company that provides a wide range of services and helps employees build long-term financial wellbeing. We were fully responsible not only for product development but also for building processes, customer support and reliable relationships with clients.- The system has its own banking engine, transactions
- Reporting functionalities
- Treasury and balances
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- Fintech
- Trading
OTC P2P Exchange
DeepInspire is helping UK’s fintech SaaS company expand its current live product into a fully functional trading platform.- Integrations with eSignatures, Cognito and Copper.co
- Updating APIs, adding new functionality
- Revising and updating compliance flow
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- Fintech
- Exchange
Commodity Trading Platform
We helped UK FinTech company build a new back-end for the commodity exchange platform, refactor and optimise it into a highly productive, easily scalable and updatable solution.- New version of the system handling a large workload
- Codebase transformed into a simple, easily maintainable solution
- New architecture, adaptable to other markets
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- Fintech
- Trading
Order Management Service via FIX API
For a global brokerage company, DeepInspire built a custom Order Management Service that enables brokerage to trade on the exchange (GMEX) via FIX API.
We covered solution architecture, back-end development and quality assurance. -
- Fintech
- UI/UX Design
Custom KYB Solution
We created a clear and intuitive custom KYB (Know Your Business) and Compliance flow for an institutional-grade trading platform. The custom KYB solution we built:- Is optimised, simplified and smooth;
- Saves time for users and helps to eliminate mistakes;
- Builds user loyalty and trust in the product during first visits.
Digital banking features we can provide you with
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Third-party integrations
Integrating third-party platforms or services into your solution to boost efficiency and improve customer experience.
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Custom KYB flows
Custom KYB solutions to let you smoothly onboard and verify businesses you partner with and the individuals behind them.
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Online KYC verification
Integrate a KYC verification solution into your platform to accelerate the digital onboarding process, reducing fraud and operational risks.
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Payments and money transfers
Instant payments and domestic/international money transfers, PCI DSS-friendly and secure.
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Payment system integration
Integrating third-party payment systems into your website or application to let your customers make secure and convenient online payments. SWIFT, SEPA, BACS, FPS, or any other - we've got you covered.
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Card management
Issuing debit and credit cards, virtual and physical, renaming, activation, viewing and sharing card details, blocking, unblocking, setting limits, and more without visiting the local branch.
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Account management
Opening and closing bank accounts, checking balances, replenishing accounts, making transactions, and more, everything from the comfort of one's mobile device or desktop.
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AI-based virtual assistants
Delivering excellent customer service and improving the overall digital banking experience with the help of AI-powered bots.
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Transaction management
Easy access to detailed transaction history and filtered search for the ultimate convenience of your customers.
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AI data analysis
Empowering data analytics with artificial intelligence to provide you and your customers with crucial insights.
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Fraud prevention tools
Preventing fraud and protecting your customers against account takeovers and social engineering attacks.
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Robo-advisory
Automated, algorithm-driven financial planning and investment management.
Get your project's preliminary estimate
Contact us
We cover product development from A to Z What we cover:
- Back-end Development
- Front-end Web and Mobile Development
- Solution Architecture
- Cloud & DevOps
- Business Analysis
- Product Management
- UI/UX Design
- Quality Assurance
- Client Support
Why DeepInspire
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Vast experience in banking software development
We have extensive expertise in banking software development, which allows us to build highly secure, user-friendly and feature-rich solutions for the banking industry that will help you stand out from the competition.
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Product thinking mindset
At DeepInspire, we focus on delivering value to users, making sure it aligns with your business goals, and generating a positive ROI. We start building solutions only when we have a deep understanding of your business and the product.
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Can-do Attitude
This enthusiastic approach is what clients like most in cooperation with DeepInspire. We are always ready to get things done ASAP and proactively respond to challenges and unexpected changes.
Frequently asked questions
How to choose a reliable banking software development company?
When selecting your banking software development partner, it's crucial to consider a few key factors. First, you should look for a company with proven expertise in developing similar solutions. Pay attention to their years in the market, client reviews, and case studies.
Because regulatory compliance is paramount in the financial sector, ensure the vendor understands and follows industry best practices. Communication is also vital for a successful partnership, so look among banking software development companies committed to maintaining prompt and effective communication.
In addition, reliable banking software development companies usually include ongoing software support and maintenance in their service. Lastly, prioritise a vendor that implements high-security standards to build a secure infrastructure for your users.
Can you integrate a digital banking app with third-party service providers?
Sure. We have extensive experience integrating financial software with leading third-party providers: open banking platforms, KYC providers, payment gateways, BaaS platforms, electronic signature providers, and more. If you're not sure which providers are a good fit for you, our team of experts can help you out. We'll do the research and provide you with the best options that meet all your needs.
Can you develop AI-based solutions for the banking industry?
To streamline essential banking systems and customer services, our experts can develop and implement cutting-edge artificial intelligence and machine learning solutions like AI-based anti-fraud solutions, robo-advisory services, AI-powered data analytics, voice biometrics technology, and more. Implementation of innovative AI solutions in your digital banking product can help you automate routine processes, empower data-driven insights, enhance security, personalise customer experiences and tap into unseen market segments. If you want to be one step ahead of the competition, AI is no longer an option but a necessity.
How do you ensure the security of user data?
We realise that ensuring the security of user data when building a fintech app or banking systems software is crucial to protect sensitive information and maintain user trust. That is why we utilise the best practices to shield your customers against potential cyber threats and unauthorised use, such as encryption, secure authentication (multi-factor authentication, biometric logins, one-time passcodes, etc.), regular security updates, secure communication protocols (e.g., HTTPS), enhanced back-end security, regular security audits, and penetration testing.
How much does it cost to develop a banking software solution?
The costs of developing digital banking platforms can dramatically vary, starting at $200.000 and going up to $500.000 or even more. The final price tag depends on the complexity of the solution, team composition and time needed to build it. Contact us to get an approximate banking software development estimate.
What is the difference between fintech and digital banking?
Fintech refers to applying modern technologies to deliver innovative financial products, services, and solutions. Fintech employs technological advancements and innovations that disrupt and improve traditional financial services, such as artificial intelligence, blockchain technology, data analytics, mobile applications, and cloud computing. Fintech covers a broad range of financial activities, including payments, lending, investment management, insurance, personal finance, digital currencies, and more.
Digital banking, on the other hand, involves the digital transformation of traditional banking services, i. e. the digitisation of banking processes by delivering online banking services to customers. Traditional banks or financial service providers typically offer digital banking as an extension of their existing offers. It primarily focuses on core banking services, such as deposits, withdrawals, fund transfers, bill payments, account management, and basic financial products.
