Personal Finance Software Development
Help your clients unlock their financial potential
Treat your users to a user-friendly, feature-rich financial app that simplifies money management, fostering trust and loyalty with your brand.
We build high-performance personal finance apps that allow users to effectively manage their personal finances, track their spending habits, control savings, and set clear financial goals.
Unlocking your success. Ambitiously.
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"All-in-one-place" experience
Seamlessly integrate with core banking systems and payment service providers to deliver the perfect "all-in-one-place" experience
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Data visualisation
Make the information understandable and manageable with user-friendly and concise data visualisation
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Gamification
Keep users engaged and encourage them to achieve their goals with gamification
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AI-powered financial assistance
Deliver customised insights and personalised recommendations with AI-powered financial assistance
Personal finance management solutions we can build for you:
Financial wellbeing platform
We can help you build a comprehensive financial wellbeing platform designed to enhance individuals' overall financial health by offering tools, resources, and personalised guidance to manage money, reduce financial stress, and achieve long-term financial wellbeing.
Wealth management platform
Our personal finance development services include building advanced online platforms that assist high-net-worth individuals and investors in optimising their financial portfolios, offering expert advice, portfolio diversification, risk assessment, and ongoing management to help grow and preserve wealth.
Salary advance service
Our team has experience building salary advance services that enable employees to access a part of their earned wages before the regular payday, helping them address immediate financial needs or unexpected expenses without resorting to high-interest loans or credit card debt.
Spending tracking app
Treat your users to a user-friendly mobile application designed to monitor and categorise personal expenses in real-time, enabling users to gain insights into their spending habits, make informed financial decisions, and work towards saving money.
Budgeting app
Help your clients effectively manage their personal finances with an app specifically designed to assist users in creating, managing, and maintaining a budget. It tracks income, expenses, and savings goals, aiding individuals in staying on track with their financial plans and ensuring better money management.
Investment app
We can build a digital platform that empowers users to explore, select, and manage various investment opportunities, as well as provide access to stock trading, mutual funds, ETFs, and other investment vehicles, catering to both beginners and experienced investors.
Financial assistant app
Leverage the immense potential of artificial intelligence with an AI-powered application that offers personalised financial advice, answers queries about money management, suggests strategies to improve financial health, and assists users in making informed decisions related to savings, investments, and more.
Check out what we have done for our clients.
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- Fintech
- Trading
Digital Banking Solution
For a UK-based digital asset execution company, DeepInspire built a digital banking solution that enables other services to manage crypto & fiat wallets and trade within them. The product balances complex functionality and clean, easy-to-understand API protocol with the supporting documentation to be easily integrated by other businesses.- Allows API consumers to open and manage ledger accounts in both crypto and fiat;
- Manages its own domain transactions;
- Fulfils the treasury function under the hood.
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- Fintech
- Personal Finance
Full-cycle Development for a Fintech Startup
DeepInspire has built a Salary Advance Service from scratch and transformed it into a full-scale Financial Wellbeing Company that provides a wide range of services and helps employees build long-term financial wellbeing. We were fully responsible not only for product development but also for building processes, customer support and reliable relationships with clients.- The system has its own banking engine, transactions
- Reporting functionalities
- Treasury and balances
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- Fintech
- Trading
Order Management Service via FIX API
For a global brokerage company, DeepInspire built a custom Order Management Service that enables brokerage to trade on the exchange (GMEX) via FIX API.
We covered:- Solution architecture
- Back-end development
- Quality assurance
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- Fintech
- Exchange
Commodity Trading Platform
We helped the client transform their product into a full-fledged high-performance commodity trading platform with an easily maintainable codebase and scalable architecture, adaptable to other markets.- New version of the system handling a large workload
- Codebase transformed into a simple, easily maintainable solution
- New architecture, adaptable to other markets
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- Fintech
- Trading
OTC P2P Exchange
DeepInspire helped a UK fintech company build a large-scale trading platform with broad functionality. The platform we developed provides user-friendly and secure access to digital assets for hedge funds, enterprises and family offices.- ntegrations with eSignatures, Cognito and Copper.co
- Updating APIs, adding new functionality
- Revising and updating compliance flow
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- Fintech
- UI/UX Design
Custom KYB Solution
We created a clear and intuitive custom KYB (Know Your Business) and Compliance flow for an institutional-grade trading platform. The custom KYB solution we built:- Is optimised, simplified and smooth;
- Saves time for users and helps to eliminate mistakes;
- Builds user loyalty and trust in the product during first visits.
Personal finance app features we can provide you with
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Identity verification
Ensure the ultimate security and trust with our robust identity verification feature. Our apps offer a seamless authentication process, providing your users with peace of mind and reliable protection against potential threats.
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Multiple bank accounts management
Our financial apps help streamline financial management by linking and managing multiple bank accounts within a single platform.
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Expenses optimisation
This feature allows app users to analyse and optimise expenses to help them save money and eliminate unnecessary costs, maximising the potential of their income.
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Payment automation and scheduling
With this feature, your users will never miss a bill payment. It allows for setting up customised payment schedules and provides timely reminders.
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Budget estimation and planning
Let your consumers confidently plan for their financial future by implementing our intuitive budget estimation feature. This robust budgeting tool enables users to anticipate potential challenges and capitalise on opportunities for long-term success.
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Automatic investments and savings
The automatic investment and savings functionality we offer enables users to navigate their investments from the comfort of their mobile devices and watch as their savings grow over time.
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Income and spending categorisation
Our personal finance management apps provide users with complete clarity into financial patterns thanks to the income and spending categorisation feature. It lets users easily track and understand their financial flows, facilitating better financial decisions.
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Debt refinancing and optimisation
Empower your users to take charge of their debts by offering an effective refinancing and optimisation tool. It enables individuals to seamlessly reorganise debts and optimise repayment plans, ensuring greater financial stability.
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Real-time financial reports and analytics
Keep your users informed at all times with detailed analytical reports. This feature gives access to comprehensive financial summaries and performance metrics, allowing users to strategically approach their personal finance management.
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Retirement planning
We offer a comprehensive retirement planning feature to let your personal finance application users effortlessly plan, track, and adjust retirement savings to ensure a comfortable and prosperous future.
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Gamification and social features
Let your users compete, collaborate, and celebrate achievements with friends and family, turning financial management into an enjoyable experience, ensuring active user engagement, and increasing customer satisfaction.
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AI-powered virtual financial advisers
This advanced feature leverages cutting-edge technology to provide consumers with tailored recommendations and expert guidance for optimal financial planning.
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Contact us
We cover product development from A to Z What we cover:
- Back-end Development
- Front-end Web and Mobile Development
- Solution Architecture
- Cloud & DevOps
- Business Analysis
- Product Management
- UI/UX Design
- Quality Assurance
- Client Support
Why DeepInspire
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Vast experience in personal finance app development
We have 20+ years of experience delivering successful software solutions and financial software development services, including digital solutions for personal finance management. Our expertise lets us build high-quality financial products that deliver value to businesses and their clients, ensuring seamless financial management experiences.
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Product thinking mindset
At DeepInspire, we focus on delivering value to users, making sure it aligns with your business goals, and generating a positive ROI. We start building solutions only when we have a deep understanding of your business and the product.
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Can-do Attitude
This enthusiastic approach is what clients like most in cooperation with DeepInspire. We are always ready to get things done ASAP and proactively respond to challenges and unexpected changes.
Frequently asked questions
What is a personal finance app?
A personal finance app is a software application designed to assist individuals in managing their financial activities and improving their overall financial well-being. These apps offer tools and features such as budgeting, expense tracking, investment monitoring, bill reminders, financial goal setting, and sometimes educational resources to help users make informed decisions about their money. They are typically accessible on mobile devices and provide a convenient way for users to gain insights into their financial habits, plan for the future, and optimise their financial health.
How do I make a personal finance app user-friendly and engaging?
Prioritise intuitive UI/UX design, ensuring ease of navigation and clear presentation of information. Incorporate gamification elements to make budgeting and financial tracking engaging. Regularly update the app based on user feedback to improve usability.
How do you gamify personal finance?
Some of the most common strategies used in money management apps include:
- challenges and achievements: setting financial goals and rewarding users with achievements for reaching milestones;
- points and rewards: assigning points to financial actions, with the opportunity to redeem rewards for specific accomplishments;
- competitions and leaderboards: encouraging healthy competition among users and displaying leaderboards to showcase achievements;
- educational games: promoting financial literacy through games.
How do you automate personal finances?
You can automate certain aspects of personal finances by employing advanced technology to streamline financial tasks. For example, financial management software can enable users to set up direct deposit for income or to transfer a part of income to savings or investment accounts. Mobile applications can also let users schedule automatic payments for recurring bills, avoiding late fees and ensuring timely payments. A digital platform for personal finance management can include robo-advisors for automated investment management based on one's financial goals.
Are personal finance apps safe?
Personal finance apps are safe when developed with strong security measures, for example, multi-factor authentication and encryption. In addition, the app must comply with relevant data protection regulations.
Is it worth making a personal finance app in 2024?
Yes, developing a personal finance app in 2024 can still be worthwhile due to the ongoing demand for effective money management solutions. With increasing digital adoption and a growing focus on financial wellness, a well-designed and innovative app can capture the attention of users seeking convenient ways to manage their finances, track spending, and make informed financial decisions. However, thorough market research, unique features, and a solid marketing strategy are essential to stand out in a competitive landscape.
