• Fintech

Personal Finance Software Development

Stay ahead in the competitive financial services sector with our innovative personal finance app development services.
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  • Fintech

Help your clients unlock their financial potential

Treat your users to a user-friendly, feature-rich financial app that simplifies money management, fostering trust and loyalty with your brand.

We build high-performance personal finance apps that allow users to effectively manage their personal finances, track their spending habits, control savings, and set clear financial goals.

Help your clients unlock their financial potential Help your clients unlock their financial potential

Unlocking your success. Ambitiously.

  • All-in-one-place experience
    "All-in-one-place" experience

    Seamlessly integrate with core banking systems and payment service providers to deliver the perfect "all-in-one-place" experience

  • Data visualisation
    Data visualisation

    Make the information understandable and manageable with user-friendly and concise data visualisation

  • Gamification
    Gamification

    Keep users engaged and encourage them to achieve their goals with gamification

  • AI-powered financial assistance
    AI-powered financial assistance

    Deliver customised insights and personalised recommendations with AI-powered financial assistance

Personal finance management solutions we can build for you:

Financial wellbeing platform

We can help you build a comprehensive financial wellbeing platform designed to enhance individuals' overall financial health by offering tools, resources, and personalised guidance to manage money, reduce financial stress, and achieve long-term financial wellbeing.

Our personal finance development services include building advanced online platforms that assist high-net-worth individuals and investors in optimising their financial portfolios, offering expert advice, portfolio diversification, risk assessment, and ongoing management to help grow and preserve wealth.

Our team has experience building salary advance services that enable employees to access a part of their earned wages before the regular payday, helping them address immediate financial needs or unexpected expenses without resorting to high-interest loans or credit card debt.

Treat your users to a user-friendly mobile application designed to monitor and categorise personal expenses in real-time, enabling users to gain insights into their spending habits, make informed financial decisions, and work towards saving money.

Help your clients effectively manage their personal finances with an app specifically designed to assist users in creating, managing, and maintaining a budget. It tracks income, expenses, and savings goals, aiding individuals in staying on track with their financial plans and ensuring better money management.

We can build a digital platform that empowers users to explore, select, and manage various investment opportunities, as well as provide access to stock trading, mutual funds, ETFs, and other investment vehicles, catering to both beginners and experienced investors.

Leverage the immense potential of artificial intelligence with an AI-powered application that offers personalised financial advice, answers queries about money management, suggests strategies to improve financial health, and assists users in making informed decisions related to savings, investments, and more.

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Check out what we have done for our clients.

  • Digital Banking Solution
    • Fintech
    • Trading

    Digital Banking Solution

    For a UK-based digital asset execution company, DeepInspire built a digital banking solution that enables other services to manage crypto & fiat wallets and trade within them. The product balances complex functionality and clean, easy-to-understand API protocol with the supporting documentation to be easily integrated by other businesses.
    • Allows API consumers to open and manage ledger accounts in both crypto and fiat;
    • Manages its own domain transactions;
    • Fulfils the treasury function under the hood.
    Explore more
  • Full-cycle Development for a Fintech Startup
    • Fintech
    • Personal Finance

    Full-cycle Development for a Fintech Startup

    DeepInspire has built a Salary Advance Service from scratch and transformed it into a full-scale Financial Wellbeing Company that provides a wide range of services and helps employees build long-term financial wellbeing. We were fully responsible not only for product development but also for building processes, customer support and reliable relationships with clients.
    • The system has its own banking engine, transactions
    • Reporting functionalities
    • Treasury and balances
    Explore more
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Do you want to build a personal finance management app?

Let’s chat through your needs.

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Personal finance app features we can provide you with

  • Identity verification

    Ensure the ultimate security and trust with our robust identity verification feature. Our apps offer a seamless authentication process, providing your users with peace of mind and reliable protection against potential threats.

  • Multiple bank accounts management

    Our financial apps help streamline financial management by linking and managing multiple bank accounts within a single platform.

  • Expenses optimisation

    This feature allows app users to analyse and optimise expenses to help them save money and eliminate unnecessary costs, maximising the potential of their income.

  • Payment automation and scheduling

    With this feature, your users will never miss a bill payment. It allows for setting up customised payment schedules and provides timely reminders.

  • Budget estimation and planning

    Let your consumers confidently plan for their financial future by implementing our intuitive budget estimation feature. This robust budgeting tool enables users to anticipate potential challenges and capitalise on opportunities for long-term success.

  • Automatic investments and savings

    The automatic investment and savings functionality we offer enables users to navigate their investments from the comfort of their mobile devices and watch as their savings grow over time.

Personal finance app features we can provide you with
  • Income and spending categorisation

    Our personal finance management apps provide users with complete clarity into financial patterns thanks to the income and spending categorisation feature. It lets users easily track and understand their financial flows, facilitating better financial decisions.

  • Debt refinancing and optimisation

    Empower your users to take charge of their debts by offering an effective refinancing and optimisation tool. It enables individuals to seamlessly reorganise debts and optimise repayment plans, ensuring greater financial stability.

  • Real-time financial reports and analytics

    Keep your users informed at all times with detailed analytical reports. This feature gives access to comprehensive financial summaries and performance metrics, allowing users to strategically approach their personal finance management.

  • Retirement planning

    We offer a comprehensive retirement planning feature to let your personal finance application users effortlessly plan, track, and adjust retirement savings to ensure a comfortable and prosperous future.

  • Gamification and social features

    Let your users compete, collaborate, and celebrate achievements with friends and family, turning financial management into an enjoyable experience, ensuring active user engagement, and increasing customer satisfaction.

  • AI-powered virtual financial advisers

    This advanced feature leverages cutting-edge technology to provide consumers with tailored recommendations and expert guidance for optimal financial planning.

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We cover product development from A to Z What we cover:

  • Back-end Development
  • Front-end Web and Mobile Development
  • Solution Architecture
  • Cloud & DevOps
  • Business Analysis
  • Product Management
  • UI/UX Design
  • Quality Assurance
  • Client Support
  • azure
  • aws
  • c-sharp
  • java
  • android
  • apple
  • angular
  • react

Why DeepInspire

  • Vast experience in banking software development Vast experience in personal finance app development

    We have 20+ years of experience delivering successful software solutions and financial software development services, including digital solutions for personal finance management. Our expertise lets us build high-quality financial products that deliver value to businesses and their clients, ensuring seamless financial management experiences.

  • Product thinking mindset Product thinking mindset

    At DeepInspire, we focus on delivering value to users, making sure it aligns with your business goals, and generating a positive ROI. We start building solutions only when we have a deep understanding of your business and the product.

  • Can-do Attitude Can-do Attitude

    This enthusiastic approach is what clients like most in cooperation with DeepInspire. We are always ready to get things done ASAP and proactively respond to challenges and unexpected changes.

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Craig Vallis
Craig Vallis

Co-Founder at DigitalRFQ

United Kingdom United Kingdom

DeepInspire is the best development team I’ve ever worked with and I’ve been in development for 30 years now.

I was struck by their immediate understanding of our challenges and issues before they even dived into the code. They made a huge effort to understand exactly how the code worked and what our customers were looking for.

Because of this, I’ve engaged with DeepInspire on different projects at a different company since then. They continue to impress me even more.

Charles Harman
Charles Harman

Former Vice Chairman at J.P. Morgan Cazenove

United Kingdom United Kingdom

I have had the good fortune to work with the leadership team of DeepInspire for several years.

I trust them absolutely. They care deeply about their clients, their people and their company. They hire the most talented individuals and deliver great ideas together with exceptional service.

Simon Cole
Simon Cole

Business Development Director at SGK

United Kingdom United Kingdom

Everyone from our team has been highly impressed by what DeepInspire has brought to the table.

Everyone from our team has been highly impressed by what DeepInspire has brought to the table regarding their work focus, their attention to detail, and the way that they address problems and solutions.

They constantly do small things that we don’t necessarily ask for and without needing to be asked.

Yaro Zozulya
Yaro Zozulya

Director of Innovation, Identity & Fraud at Experian

United Kingdom United Kingdom

The prototype has generated over 10 business client opportunities that we are pursuing.

DeepInspire team managed to deliver a high-fidelity prototype in less than 4 weeks, on time to present in front of our 350 strategic clients, at our annual flagship customer conference. The feedback that we have received has been phenomenal and we were able to validate product/market fit instantly using design thinking methodology.

The prototype has generated over 10 business client opportunities that we are pursuing. We are already working with the team to flash out several other innovative concepts that will help us drive business revenue from brand-new product ideas.

Patrick Leahy
Patrick Leahy

Co-founder and CEO at Elva

United Kingdom United Kingdom

Our level of trust in them allows us to step back and let them run the project and even deal with our clients.

DeepInspire is a well-managed team with a vested interest in the client's success. They are far more interested in making my business a success than billing hours and winning more work.

The team members were highly intelligent and provided valuable advice and suggestions rather than just blindly following instructions. When a service provider genuinely has your company's best interest at heart, then anything is possible. DeepInspire lives that.

Anna Neistat
Anna Neistat

Legal Director, The Docket, Clooney Foundation for Justice

United States United States

We are very grateful to Deepinspire for their professionalism, creativity, and commitment to our cause.

The Justice Beyond Borders project simply would not have been possible without this talented team.

They managed, on a very tight schedule, to find a beautiful, logical, and functional solution to a complex task we put in front on them. The result speaks for itself, and we are being repeatedly complemented by users not only for the substance, but equally for the simplicity of the user experience and beautiful design.

David O’Neill
David O’Neill

Commercial Director, Baird & Co.

United Kingdom United Kingdom

The most impressive thing is that they listen to the client and adapt their abilities with a passion and a desire to over-deliver.

Pavlo and the entire team at Deepinspire provide an environment that promotes an agile approach to development. An open forum where creative solutions are formed and quickly made real.

From my experience, perhaps the most impressive thing is that they listen to the client and adapt their abilities with a passion and a desire to over-deliver.

Sheridan Norrey
Sheridan Norrey

CEO and Owner, LifeLibrary

United Kingdom United Kingdom

It is like being part of a team rather than a client-agency relationship.

There is no doubt in my mind that without DeepInspire, my idea would still be little more than a PowerPoint presentation. I approached them with the bare bones of the life story app with no real expertise in technology or, in fact, running a startup tech business. They have been there every step of the way.

Never feeling out of my depth and being fully involved with every part of the development has given me the confidence I need as a CEO of LifeLibrary to deliver a best-in-sector care home platform.

Frequently asked questions

A personal finance app is a software application designed to assist individuals in managing their financial activities and improving their overall financial well-being. These apps offer tools and features such as budgeting, expense tracking, investment monitoring, bill reminders, financial goal setting, and sometimes educational resources to help users make informed decisions about their money. They are typically accessible on mobile devices and provide a convenient way for users to gain insights into their financial habits, plan for the future, and optimise their financial health.

Prioritise intuitive UI/UX design, ensuring ease of navigation and clear presentation of information. Incorporate gamification elements to make budgeting and financial tracking engaging. Regularly update the app based on user feedback to improve usability.

Some of the most common strategies used in money management apps include:

  • challenges and achievements: setting financial goals and rewarding users with achievements for reaching milestones;
  • points and rewards: assigning points to financial actions, with the opportunity to redeem rewards for specific accomplishments;
  • competitions and leaderboards: encouraging healthy competition among users and displaying leaderboards to showcase achievements;
  • educational games: promoting financial literacy through games.

You can automate certain aspects of personal finances by employing advanced technology to streamline financial tasks. For example, financial management software can enable users to set up direct deposit for income or to transfer a part of income to savings or investment accounts. Mobile applications can also let users schedule automatic payments for recurring bills, avoiding late fees and ensuring timely payments. A digital platform for personal finance management can include robo-advisors for automated investment management based on one's financial goals.

Personal finance apps are safe when developed with strong security measures, for example, multi-factor authentication and encryption. In addition, the app must comply with relevant data protection regulations.

Yes, developing a personal finance app in 2024 can still be worthwhile due to the ongoing demand for effective money management solutions. With increasing digital adoption and a growing focus on financial wellness, a well-designed and innovative app can capture the attention of users seeking convenient ways to manage their finances, track spending, and make informed financial decisions. However, thorough market research, unique features, and a solid marketing strategy are essential to stand out in a competitive landscape.

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DeepInspire turns 25!

A quarter-century of getting things done right.

25 years of rolling up our sleeves and solving real-world problems.

A heartfelt thank you to our team, clients, and partners for being part of this story!

The journey continues!